The Bank of Friendly Faces.

Savings Accounts

Please call our friendly Customer Service staff at 903.389.4111 for current rates offered on all interest bearing accounts.

Regular Savings - Interest Bearing Account

  • Interest is compounded and paid quarterly

  • Service Charge schedule:

Min. Daily Balance Fee
$ 0 - $ 99.99 $ 4.00
$100 - $249.99 $ 2.00
$250 and above None
  • Service charge is waived if minimum balance of $250 is maintained per statement cycle

  • Limited to 6 transfers per month

  • Three (3) withdrawals allowed per quarter with no service charge; $1.00 per withdrawal thereafter

  • Minimum opening deposit: $100

  • Free Online Banking

  • ATM Card available for $3.00 per month

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Student/Minor Savings

  • For full-time students and/or minor children

  • If under age 17, a parent/guardian must be a signer

  • Interest bearing account

  • Interest is compounded and paid quarterly

  • No minimum balance

  • No service charge

  • Limited to 6 transfers per month

  • Minimum opening deposit: $50

  • Free Online Banking

  • ATM Card available for $3.00 per month

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Senior Citizen Savings

  • For individuals who are 65 years & older

  • Interest bearing account

  • Interest is compounded and paid quarterly

  • No minimum balance

  • No service charge

  • Limited to 6 transfers per month

  • Minimum opening deposit: $100

  • Free Online Banking

  • ATM Card available for $3.00 per month

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